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Caregivers/attendants do not spend much time at their mailing address because of the nature of their work, yet the indian and state governments, especially goan government are subjecting them to real estate, financial fraud, and identity theft. It is time people are aware of the indian government fraud on caregivers. Kindly note that the indian and state governments, have duped domain registrars, registries and ICANN that raw/cbi employees and their associates like goan gsb siddhi mandrekar, goan bhandari sunaina chodan, gujju school dropout housewife naina chandan who looks like actress sneha wagh , her sons, nikhil, karan, panaji robber housewife riddhi nayak caro, indore robber deepika, asmita patel, ruchika kinge who have not spent any money on domains, own the domains of a private citizen who they hate to criminally defame the real domain investor, commit human rights abuses without a legally valid reason for the last 10 years forcing the real domain investor to post this explicit disclaimer to prevent further losses

One of the major problems faced by senior citizens, disabled and other vulnerable sections of indian society is that they are often victims of financial fraud, with no one who is willing to help them in any way. Those who target senior citizens are aware that they are physically weak, and their mental ability is also declining, so if they are cheated, unless they have someone honest to fight for them, they will not get any kind of help. This ensures that those who cheat senior citizen, remain unpunished for their fraud.

The domain investor who is also working part time as a care giver has noticed multiple categories of cheating. Some of the clients are issuing cheques which are not signed, which the senior citizen does not notice. This results in bank penalties and unpaid fees in some cases. They are also unable to follow up with the client and get payment. Other clients are not paying the fees which are due

The banks are also offering poor service to the senior citizen. In some cases the cheque bounce charges are debited twice for the same cheque bouncing. The senior citizen may not notice the double debit, only if the care giver notices, it will be rectified. In other cases, the cheque deposited is not sent for clearing. When questioned the bank staff will say that the KYC is not done, yet when the senior citizen is asked, he will confirm that the KYC is done many months earlier. Only when specific details are provided will the bank agree that KYC was done.

In other cases, the banks will reject the cheque deposited, saying that the signature does not match. So for a person with some amount of savings, it is important to have a honest person/caregiver to help in financial matters, else they could be cheated.



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